TERMS AND CONDITIONS OF USE – PROPINDER

Last updated: [03/03/2026]

These Terms and Conditions (“Terms”) govern access to and use of the Propinder website, platform, tools, and related services (collectively, the “Platform”).

By accessing, browsing, or using the Platform, you acknowledge that you have read, understood, and agree to be legally bound by these Terms. If you do not agree, you must not use the Platform.

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1. IDENTIFICATION OF THE COMPANY

The Platform is operated by:

Baix Gaia Educa S.L.
Registered address: PS TAULAT 229 ESC D 2-4 08019 BARCELONA
Company registration number: B75637835
Contact email: admin@propinder.com

Baix Gaia Educa S.L. operates the Platform under the commercial brand “Propinder.”

2. PURPOSE AND NATURE OF THE PLATFORM

Propinder is an informational and aggregation platform that provides users with access to structured information related to third-party proprietary trading firms (“Prop Firms”).

The Platform may include, among other features:

• An optional profiling survey based on user-provided preferences and constraints
• Informational displays showing examples of Prop Firm challenges commonly selected under similar parameters
• Listings of Prop Firms, including both affiliate and non-affiliate firms
• A user profile area where users may view or store their submitted information

Propinder does not:

• Offer or sell proprietary trading challenges
• Act as a broker, dealer, financial intermediary, or agent
• Provide financial, investment, or trading advice
• Make recommendations, rankings, or suitability assessments
• Guarantee acceptance, approval, success, or profitability

The Platform serves strictly informational and educational purposes.

3. NO FINANCIAL ADVICE / NO RELIANCE

All content and outputs provided through the Platform are provided for general informational purposes only.

Nothing on the Platform constitutes or should be interpreted as:

• Financial advice
• Investment advice
• Trading recommendations
• Personalized guidance
• An offer, solicitation, or endorsement of any Prop Firm, product, or service

Users acknowledge and agree that:

• Trading and proprietary trading challenges involve significant risk
• Prop Firms operate independently from Propinder
• All decisions are made solely at the user’s own discretion and risk

Users should seek independent professional advice where appropriate.

4. PROFILING SURVEY & INFORMATIONAL OUTPUTS

4.1 Nature of the Survey

The optional profiling survey is based exclusively on information voluntarily provided by the user.

The survey output:

• Is descriptive, not prescriptive
• Is based on aggregated patterns, generalized logic, or commonly observed selections under similar parameters
• Does not evaluate the user
• Does not score, rank, or optimize outcomes
• Does not predict success, approval, or performance

Statements such as “users with similar characteristics often explore” or “commonly selected under similar constraints” are informational observations only.

4.2 No Automated Decision-Making

The Platform does not perform automated decision-making within the meaning of applicable data protection or AI regulations.

In particular:

• Outputs have no legal, financial, or contractual effect
• No decisions are made on behalf of users
• Results are non-binding, optional, incomplete, and may be ignored

Users remain fully responsible for evaluating any Prop Firm independently.

4.3 No Exhaustiveness or Accuracy Guarantee

Survey outputs and listings:

• Do not represent the full market
• May exclude firms, challenges, or options
• May become outdated or inaccurate due to changes made by third parties

Propinder has no obligation to monitor, update, or correct third-party information in real time.

5. PROP FIRM LISTINGS & THIRD-PARTY SERVICES

The Platform displays information relating to independent third-party Prop Firms.

Propinder:

• Does not control Prop Firms
• Does not verify or guarantee their rules, practices, or legality
• Is not responsible for challenge evaluation, acceptance, rejection, payouts, or account termination

Any relationship, transaction, or dispute between a user and a Prop Firm is strictly between those parties.

6. AFFILIATE & COMMERCIAL DISCLOSURE

Propinder may maintain affiliate or commercial relationships with certain Prop Firms listed on the Platform.

This means Propinder may receive compensation if a user interacts with or purchases a service from a third party through links on the Platform.

Users acknowledge that:

• Affiliate relationships do not constitute endorsement
• Compensation does not imply recommendation or suitability
• Listings may include both affiliate and non-affiliate firms
• Visibility or presence does not imply quality, approval, or legitimacy

Users are solely responsible for conducting their own due diligence.

7. USER ACCOUNTS & PROFILES

Certain features may require users to create an account.

Users agree to:

• Provide accurate and truthful information
• Maintain the confidentiality of their access credentials
• Accept responsibility for all activity under their account

Propinder reserves the right, at its sole discretion, to suspend or terminate accounts without prior notice if:

• These Terms are violated
• Misuse, abuse, or manipulation is detected
• False or misleading information is provided
• Legal or security risks arise

Termination may result in loss of access to stored information.

8. INTELLECTUAL PROPERTY

All content, structure, logic, design, software, databases, trademarks, and branding on the Platform are owned by or licensed to Baix Gaia Educa S.L.

Users are granted a limited, non-exclusive, non-transferable, revocable license to use the Platform for personal, non-commercial purposes only.

Unauthorized copying, scraping, reproduction, reverse engineering, or commercial use is strictly prohibited.

9. THIRD-PARTY LINKS

The Platform may contain links to third-party websites or services.

Propinder:

• Has no control over third-party content
• Assumes no responsibility for third-party practices
• Does not endorse or guarantee third-party services

Users access third-party platforms at their own risk.

10. PLATFORM AVAILABILITY & MODIFICATIONS

Propinder may modify, suspend, or discontinue any aspect of the Platform at any time without notice.

The Platform is provided on an “as-is” and “as-available” basis. Continuous availability is not guaranteed.

11. LIMITATION OF LIABILITY

To the maximum extent permitted by law:

• Propinder shall not be liable for trading losses, failed challenges, lost profits, or third-party actions
• Propinder makes no guarantees regarding accuracy, completeness, or outcomes

Total cumulative liability, if any, shall not exceed EUR 50, regardless of the legal basis of the claim.

Some jurisdictions may not allow certain limitations; in such cases, liability is limited to the maximum extent permitted by law.

12. INDEMNIFICATION

Users agree to indemnify and hold harmless Baix Gaia Educa S.L., its affiliates, directors, employees, and partners from any claims, losses, or expenses arising from:

• Use of the Platform
• Violation of these Terms
• Interactions with third-party Prop Firms

13. ELIGIBILITY & JURISDICTIONAL USE

Users must be at least 18 years old.

The Platform may not be lawful or available in all jurisdictions. Users accessing the Platform from restricted jurisdictions do so at their own risk and are responsible for compliance with local laws.

14. GOVERNING LAW & JURISDICTION

These Terms are governed by the laws of Spain.

Any disputes shall be submitted to the exclusive jurisdiction of the courts of Barcelona, Spain.

15. CONTACT

For legal or contractual inquiries:
📩 admin@propinder.com

PRIVACY POLICY – PROPINDER

Last updated: 03/03/2026

This Privacy Policy explains how BAIX GAIA EDUCA, S.L. (“Propinder”, “we”, “us”, or “our”) collects, uses, and protects personal data when you access or use the Propinder website, survey, and related services (the “Platform”).

We process personal data in accordance with Regulation (EU) 2016/679 (GDPR), Organic Law 3/2018 (LOPDGDD), and applicable e-privacy and marketing regulations.

If you do not agree with this Privacy Policy, you must not use the Platform.

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1. DATA CONTROLLER

Controller: BAIX GAIA EDUCA, S.L.
Tax ID: B75637835
Registered address:
PS Taulat 229, Esc. D, 2º–4ª
08019 Barcelona, Spain

📩 admin@propinder.com

2. PERSONAL DATA WE COLLECT

2.1 Data you provide directly

• Email address
• Account and login information
• Discord ID number in case the user uses the Discord Social Login
• Responses to the profiling survey (preferences, constraints, parameters)
• Information voluntarily added to your user profile
• Communications you send to us (support, feedback)

2.2 Data collected automatically

• IP address
• Device, browser, and operating system information
• Usage and interaction data (pages visited, clicks, session duration, referrers)
• Cookies and similar identifiers (see Section 7)

2.3 Email interaction data

When we send emails, we may process:

• Delivery status
• Opens and clicks (where supported by the email client)
• Subscription and opt-out preferences

3. PURPOSES OF PROCESSING

We process personal data only for specific, explicit, and legitimate purposes:

3.1 Platform operation

• Creating and managing user accounts
• Storing and displaying survey responses and profiles
• Providing access to Platform features and content

3.2 Profiling for informational purposes (“users like you”)

We may process survey responses and limited usage data to generate descriptive, non-binding informational outputs, such as:

“Challenges commonly explored or selected by users with similar parameters.”

This profiling:

• Is informational only
• Does not constitute financial or investment advice
• Does not assess suitability
• Does not predict or guarantee success, acceptance, payouts, or performance
• Does not produce legal or similarly significant effects

3.3 Email communications

We may send emails relating to:

• Platform updates and service information
• Informational content derived from aggregated user patterns, including profiling-based insights
• Commercial Campaigns

These emails are not recommendations and not financial advice.
You may unsubscribe from non-essential communications at any time.

3.4 Analytics, improvement, and security

• Measure Platform usage and performance
• Improve features and user experience
• Detect, prevent, and mitigate fraud, abuse, and security incidents

4. LEGAL BASES FOR PROCESSING

We rely on the following legal bases under GDPR:

4.1 Performance of a contract (Article 6(1)(b))

Processing necessary to provide the Platform and its requested features (accounts, surveys, profiles).

4.2 Consent (Article 6(1)(a))

Where required by law, including for:

• Non-essential cookies and tracking technologies
• Profiling-based informational emails and newsletters

Consent may be withdrawn at any time.

4.3 Legitimate interests (Article 6(1)(f))

For:

• Essential Platform security
• Fraud and abuse prevention
• Service integrity and technical operations

You may object to processing based on legitimate interests.

5. PROFILING & AUTOMATED DECISION-MAKING

5.1 Profiling

Propinder performs limited profiling based on user-provided survey data and aggregated patterns.

Safeguards:

• No use of special categories of personal data (Article 9 GDPR)
• No scoring, ranking, or eligibility assessment
• No disclosure of individual profiles to third parties

5.2 No automated decision-making

Propinder does not carry out automated decision-making within the meaning of Article 22 GDPR.

Profiling outputs:

• Do not approve or reject users
• Do not affect access to services
• Do not determine contractual outcomes

6. AGGREGATED AND ANONYMIZED INSIGHTS

Propinder may aggregate and analyze data collected through the Platform to generate statistical, analytical, and market-level insights regarding general trends and patterns (for example, reports or publications).

Before any use or disclosure:

• Data is aggregated and anonymized
• All direct and indirect identifiers are removed
• Individual-level data is irreversibly excluded
• Re-identification of users is not reasonably possible

Once anonymized, such data no longer constitutes personal data under applicable data protection laws.

Propinder may use, publish, share, or commercialize these anonymized and aggregated insights (including in paid reports or PDFs), provided that no individual user can be identified or inferred.

7. COOKIES, ANALYTICS & SESSION RECORDING

7.1 Consent management

We use a cookie banner implementing PostHog to manage user preferences.

• Essential cookies may be used without consent
• Analytics and session-recording tools run only where legally permitted and consented

7.2 Analytics

We use analytics tools to understand aggregated usage patterns and improve the Platform.
Analytics cookies are treated as non-essential and require consent where applicable.

We use Google Tag Manager (GTM) to deploy and manage third-party scripts on the Platform. GTM itself does not collect personal data directly, but may load tools that do. All scripts loaded through GTM are subject to the same consent framework described in Section 7.1.

7.3 Managing cookies

Users may manage or withdraw cookie consent via:

• The cookie banner/settings
• Browser settings (blocking or deleting cookies)

Disabling cookies may affect some Platform functionality.

8. EMAIL SERVICES ( SendX)

We use SendX to manage email communications processes:

• Email addresses
• Campaign delivery and engagement data

Both services act as a data processor under contractual safeguards and processes data only on our instructions.

9. DATA SHARING

We do not sell personal data.

We may share data with trusted service providers acting as data processors, including:

• Hosting and infrastructure providers
• SendX
• Analytics providers: PostHog
• Tag management: Google Tag Manager
• Security and anti-abuse services

We do not share individual survey or profile data with Prop Firms for their own purposes.

10. INTERNATIONAL DATA TRANSFERS

Some service providers may process data outside the European Economic Area (EEA), including in the United States.

Where applicable, transfers are protected by:

• Standard Contractual Clauses (SCCs)
• Supplementary safeguards as required by law

11. DATA RETENTION

Personal data is retained only as long as necessary for the purposes described:

• Account and profile data: while the account is active and for a limited period thereafter
• Email subscription data: until you unsubscribe or request deletion
• Analytics and session data: limited retention aligned with minimization principles

Certain data may be retained in a blocked form to comply with legal obligations or to defend legal claims.

12. YOUR RIGHTS

You have the right to:

• Access your personal data
• Rectify inaccurate data
• Request erasure
• Restrict processing
• Object to processing (including profiling)
• Data portability (where applicable)
• Withdraw consent at any time
• Lodge a complaint with the Spanish Data Protection Agency (AEPD)

Requests can be made to admin@propinder.com.
We may request identity verification.

13. SECURITY

We implement appropriate technical and organizational measures to protect personal data. However, no system is completely secure.

14. MINORS

The Platform is not intended for users under 18 years of age. We do not knowingly collect data from minors.

15. CHANGES TO THIS POLICY

We may update this Privacy Policy from time to time. Updates will be published on the Platform and take effect upon publication.

16. CONTACT

📩 admin@propinder.com